Cellar Fall Accident Claims - Cellar Door
Compensation
- What are My Landlords Duties?
- Can I Lodge a Claim If I Own My Home?
- How Much Compensation Will I Receive?
- What to Do If You are Involved in A Cellar Fall Accident?
- Common Cellar Fall Accident Injuries?
- How Can Compensation Help Me?
- What Should I Do If My Landlord’s Insurer Contacts Me?
- Why a Claim Advisor is A Smart Choice
- No Win No Fee
- Start Your Claim
Cellar fall accident claims involve slips, trips, or falls on basement or cellar stairways. Cellar stairways are usually smaller, thinner, and steeper than traditional stairs and because of this there is an added level of risk whenever someone is traversing these types of stairs. You are eligible to claim compensation if you were injured because your landlord failed to maintain your cellar stairs in a safe manner. Determining who is at fault in a cellar accident claim can be difficult and any evidence that supports your claims validity must be presented in a timely manner in order to speed up the compensation process.
What are My Landlords Duties?
Property owners have a legal responsibility to keep their rental properties safe and if they fail to meet this duty of care, it can be considered negligent behaviour on their part. This duty of care may include but is not limited to providing:
- Handrails
- Grip Protection
- Adequate Width
- Repairing Broken Steps
- Non-Cluttered Stairways
Your claim can have additional validity if your accident was caused by an issue that you had previously brought to your landlord’s attention. To ensure that your complaints can be tracked, send all repair requests via email. This can prove to be valuable evidence if you are forced to take your claim to court.
Can I Lodge a Claim If I Own My Home?
When you are the owner of the property, it is very difficult to lodge a cellar accident claim. The main reason for this is that you need someone, besides yourself, to lodge your claim against. In rare instances, the construction company may be held liable if you can prove the accident was a result of their negligence. Contact Claim Solutions Scotland Ltd today and receive a straightforward assessment of your cellar accident claim. Our expert team can help you to decide the best compensation strategy to follow.
How Much Compensation Will I Receive?
A court will review the severity of your injuries and the extent of your losses to determine how much compensation you should receive. The courts will examine the exact details of your accident and reference the Judicial College Guidelines to ensure you are awarded compensation comparable to others with similar accident circumstances. You will receive the most compensation when your injuries and the circumstances of your accident are not contested by your landlord.
General vs. Special Damages
The court will examine your losses and split them into two categories, general and special damages. Your total compensation can be awarded once both of these damages have been calculated. Let’s take a look at the difference between these types of losses.
Special Damages are economic losses such as property damages, hospital bills, and other financial losses. Special damages are easier to calculate because they can be proven through receipts and documentation. Loss of employment would fall into this category as well.
General Damages are nonfinancial losses such as pain and suffering or mental anguish. Due to the nature of this type of damages, it can be more difficult to put an exact cash value to these losses. For example, how much money is the loss of someone’s quality of life worth? These are the difficult questions the court must answer when determining your compensation.
What to Do If You are Involved in A Cellar Fall Accident?
You should start the claims process immediately if you are injured in a cellar fall accident. Start by taking pictures of the stairs and your injuries. If you have previously contacted your landlord in regards to the accident cause, you should gather this documentation as well. Claims Solutions Scotland Ltd can help you stay one-step ahead of the insurance companies. Our expert team of advisors can help you determine the feasibility of your claim and how much compensation your injuries qualify to receive.
Common Cellar Fall Accident Injuries?
Slips, trips, and falls can result in serious injury and broken bones are common in cellar accident claims. Some injuries such as whiplash can take days or weeks to set in. Compensation may be your only means of financial support when the injuries sustained are severe. Below is the most common cellar accident injuries sustained in Scotland.
- Wrist Injuries
- Cuts, Lacerations
- Whiplash
- Head Injuries
- Broken Bones
- Internal Injuries
- Twisted Ankle
How Can Compensation Help Me?
Compensation can help you cover any losses that resulted from your accident or injuries. This can include personal and property damage as well as general damages. Below are just some of the ways compensation can help you.
- Reduction of Mental Capacity
- Loss of Physical Capacity
- Medical Bills
- Future Medical Bills
- Damaged Property
- Pain and Suffering
- Lost Wages
- Loss of Employment
What Should I Do If My Landlord’s Insurer Contacts Me?
Insurance companies are not obligated to act in your interests and by maintaining a lower amount of claims paid out, they are able to increase the profit going towards their shareholders. Your landlord’s insurer may contact you and offer a settlement. It is important to remember a settlement agreement will forfeit your rights to future compensation. You will be left paying out of pocket if your injuries require future medical attention.
Why a Claim Advisor is A Smart Choice
It is in your best interests to seek the advice of an experienced claim advisor due to the personal and unique circumstances surrounding cellar accident claims. A professional claim advisor can give you the timely information you need to stay one-step ahead of the greedy insurance companies. The expert team of Claim Solutions Scotland Ltd will give your cellar accident the personal attention required to lodge your claim with greater success. Contact us today to get an assessment of your potential compensation.
No Win No Fee
Claim Solutions Scotland Ltd understands what compensation can mean to you and your loved ones. We will waive our fees in the unlikely event we are unable to secure compensation for your injuries. This added peace of mind can help you speed up the recovery process.
Start Your Claim
Contact us to start your claim today.